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How to rebuild your credit after a Consumer Proposal
Filing a Consumer Proposal can feel overwhelming, but it’s not the end of your financial journey.
2012-08-14
If you filed bankruptcy and did not complete your obligations it is likely that you have not been discharged, which means you remain in bankruptcy and are still responsible for your debts that were owing at the date of bankruptcy. As an undischarged bankrupt you may not file another assignment in bankruptcy or a consumer proposal. However, you do not need to file another bankruptcy to deal with the outstanding issues. You should contact the trustee to make arrangements to complete your obligations and obtain your discharge. If the trustee has been discharged, its file may be closed, additional fees to reopen your file and complete the administration of your bankruptcy may be required. Also, If the trustee has been discharged, then the protection you received from your creditors has been lifted, so completing your obligations and getting your discharge should be a priority.
2025-04-24
Filing a Consumer Proposal can feel overwhelming, but it’s not the end of your financial journey.
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Alternatives to Bankruptcy Bankruptcy
How can you reduce food waste? These strategies can help benefit both the environment and your bank account.
2025-04-16
Alternatives to Bankruptcy Bankruptcy
How can you improve your mental and financial health? These four simple steps can help support your mental and financial well-being.