2025-07-11
How to prepare for your mortgage renewal in a high-rate environment
With rates still elevated, Canadians renewing mortgages face tough choices. Here’s how to prepare.
Personal Bankruptcy Alternatives
2012-03-20
Watch the video or continue reading below. Bankruptcy alternatives include:A loan consolidation – this is with a financial institution usually and you try to get a loan to pay off all of your debt (with interest) and then you make 1 payment to that institution;An informal proposal – try and negotiate yourself – 1 on 1 with your creditors – to have them accept a lower payment or amount. There is no formal protection from seizures.A formal Consumer proposal – a new deal that you try and make with your creditors An offer that you make to your creditors (with the help of a licensed trustee) that allows you to :Make 1 monthly paymentEliminate the interestCan keep your paid and unpaid assets (provided that you have been up-to-date and continue to be up-to-date with payments) For more information on alternatives to bankruptcy, pleasecontact me directly or consult ourDebt Help FAQ.
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2025-07-11
Unexpected summer expenses
From camps to lawn care, summer costs can add up fast. Learn how to plan ahead and avoid seasonal surprises before they catch you off guard.
2025-07-08
Parents’ budgeting tips: Five ways to help you save
Alternatives to Bankruptcy Bankruptcy
If you sit down with your parents, they might have a lot of valuable pieces of advice to help you save money. These five tips can help you build a budget.
