Obtaining Credit While In Bankruptcy Cell Phones

2009-02-20

Author: Ian Schofield

I suppose the short answer is I don't know, because it will depend on what your contract with your cellular provider says. I would think the worst case scenario, if your lost cell phone is not covered by insurance, is that you buy an new cell phone and use it under the same contract. I shouldn't think this will result in a credit inquiry. If you wish to amend your contract with your cellular provider, then they may very well do an credit inquiry.

Person at a coffee shop holding their cellphone and a credit card

Latest Blog Posts

2025-10-06

Ontarians face ‘heat or eat’ decisions as financial strain deepens

Caryl Newbery-Mitchell

MNP Consumer Debt Index

Ontarians’ financial vulnerability is intensifying as persistent economic uncertainty, concerns about borrowing costs, and employment anxiety weigh on household confidence.

Read More

2025-10-06

Report: Saskatchewan and Manitoba residents’ financial cushion shrinks as more edge closer to insolvency

Pamela Meger

MNP Consumer Debt Index

The financial vulnerability of Saskatchewan and Manitoba residents is intensifying as their financial cushions shrink and more households edge closer to insolvency. 

Read More

2025-10-06

Albertans face ‘heat or eat’ decisions as financial strain deepens

Lindsay Burchill

MNP Consumer Debt Index

Albertans’ financial vulnerability is intensifying as persistent economic uncertainty, concerns about borrowing costs, and employment anxiety weigh on household confidence.

Read More

Consultation icon