No Income No Assets What Can I Do

 It sounds like you need all of your income right now to cover living expenses, and trying to pay creditors is simply not an option. I'm assuming that you don't have a relative who can help you with a lump sum settlement of your debts (through a Consumer Proposal or other means). If that's the case, you may want to consider a bankruptcy. It will get things cleaned up for you and you would probably find the cost fairly manageable. It will, of course, also affect your credit rating. The other option you have is to wait until you're working again. Depending on you income, you may then be able to do a Consumer Proposal or other settlement with your creditors.If you want to talk about things, just give me a call or do another posting. Judy Scott Meyers Norris Penny 604-617-1711