My Cousin Claimed Bankruptcy A Couple Years Ago And Of Course Is Having Trouble

2010-04-20

Hello, This sounds like a question for a credit bureau as Trustees in Bankruptcy do not manage this information.  That being said, I don't think this is an option.  A bankruptcy shows up on your credit report for approximately 6 years after you are discharged, so for a first time bankrupt who received a Certificate of Discharge or "Automatic Discharge" after 9 months, the bankruptcy would appear on your credit report for approximately 7 years. Again, I would suggest that you contact a credit bureau (e.g. Equifax or TransUnion) to determine if this is possible.  I'm not aware of any cases where this has occurred. Brad Milne, CIRP Trustee in Bankruptcy Brandon, Manitoba

Latest Blog Posts

2025-10-06

Ontarians face ‘heat or eat’ decisions as financial strain deepens

Caryl Newbery-Mitchell

MNP Consumer Debt Index

Ontarians’ financial vulnerability is intensifying as persistent economic uncertainty, concerns about borrowing costs, and employment anxiety weigh on household confidence.

Read More

2025-10-06

Report: Saskatchewan and Manitoba residents’ financial cushion shrinks as more edge closer to insolvency

Pamela Meger

MNP Consumer Debt Index

The financial vulnerability of Saskatchewan and Manitoba residents is intensifying as their financial cushions shrink and more households edge closer to insolvency. 

Read More

2025-10-06

Albertans face ‘heat or eat’ decisions as financial strain deepens

Lindsay Burchill

MNP Consumer Debt Index

Albertans’ financial vulnerability is intensifying as persistent economic uncertainty, concerns about borrowing costs, and employment anxiety weigh on household confidence.

Read More

Consultation icon