2026-06-23
Budgeting for post grads A trustees guide to financial confidence after graduation
A Licensed Insolvency Trustee shares simple budgeting tips to help graduates manage money, reduce debt and build confidence.
2011-05-24
The individual who is bankrupt will be submitting monthly income and expense statements to the Trustee. This statement should reflect the income and expenses of the household. As such, your monthly EI benefits should be recorded on the statement as well as any expenses you have incurred. Tax refunds would not be documented on the statement as this is not considered income. Your income would have an indirect effect on the surplus income calculation. The calculation is based on the percentage of household income accounted for by the individual in bankruptcy. If household income increases or decreases, the amount the individual is required to pay may increase or decrease. I would suggest that your spouse contact their Trustee if they have specific questions about how the surplus is being calculated in his or her bankruptcy. Brad Milne, CIRP Trustee in Bankruptcy Brandon, Manitoba
2026-06-23
A Licensed Insolvency Trustee shares simple budgeting tips to help graduates manage money, reduce debt and build confidence.
2026-06-17
Money wasn’t something my dad talked about very much when I was growing up. However, he did have a couple of expressions he would share repeatedly over the years.
2026-06-11
What happens after a Consumer Proposal or a Bankruptcy? These steps can help you rebuild your credit rating and manage your credit effectively.