How Long Is A Second Time Bankruptcy

2009-08-05

If you’ve been bankrupt before, then you will not qualify for what is known as an “automatic discharge” after 9 months. Instead, the trustee will have to set an appointment with the courts, and the courts will make the decision on how long you will be in bankruptcy. The length of time will depend on a number of factors – how long ago the first bankruptcy occurred, the reasons for both bankruptcies, and other things. Generally, you will be in bankruptcy at least a further 3 months (for a total of 12 months), but it could be longer than that depending on the factors discussed above as well as the locality of the court. Wendy McMurtrie Meyers Norris Penny Limited 778-571-3520 [email protected]

Latest Blog Posts

2025-10-06

Ontarians face ‘heat or eat’ decisions as financial strain deepens

Caryl Newbery-Mitchell

MNP Consumer Debt Index

Ontarians’ financial vulnerability is intensifying as persistent economic uncertainty, concerns about borrowing costs, and employment anxiety weigh on household confidence.

Read More

2025-10-06

Report: Saskatchewan and Manitoba residents’ financial cushion shrinks as more edge closer to insolvency

Pamela Meger

MNP Consumer Debt Index

The financial vulnerability of Saskatchewan and Manitoba residents is intensifying as their financial cushions shrink and more households edge closer to insolvency. 

Read More

2025-10-06

Albertans face ‘heat or eat’ decisions as financial strain deepens

Lindsay Burchill

MNP Consumer Debt Index

Albertans’ financial vulnerability is intensifying as persistent economic uncertainty, concerns about borrowing costs, and employment anxiety weigh on household confidence.

Read More

Consultation icon