How Long Is A Second Time Bankruptcy

2009-08-05

If you’ve been bankrupt before, then you will not qualify for what is known as an “automatic discharge” after 9 months. Instead, the trustee will have to set an appointment with the courts, and the courts will make the decision on how long you will be in bankruptcy. The length of time will depend on a number of factors – how long ago the first bankruptcy occurred, the reasons for both bankruptcies, and other things. Generally, you will be in bankruptcy at least a further 3 months (for a total of 12 months), but it could be longer than that depending on the factors discussed above as well as the locality of the court. Wendy McMurtrie Meyers Norris Penny Limited 778-571-3520 [email protected]

Latest Blog Posts

2026-07-13

MNP Consumer Debt Index: Nova Scotians caught in pre-spent paycheque cycle amid sustained cost pressures

Tina Powell

MNP Consumer Debt Index

Atlantic Canadians (68%) are more likely than those in other provinces to say at least half of their income is already committed to bills, debt payments, and regular expenses before it arrives.

Read More

2026-07-13

MNP Consumer Debt Index: Canadians caught in pre-spent paycheque cycle amid sustained cost pressures

Grant Bazian

MNP Consumer Debt Index

According to the latest MNP Consumer Debt Index, three in five Canadians (61%) say at least half of their income is already committed to bills, debt payments, and regular expenses before it arrives.

Read More

2026-07-13

MNP Consumer Debt Index: British Columbians caught in pre-spent paycheque cycle amid sustained cost pressures

Linda Paul

MNP Consumer Debt Index

According to the latest MNP Consumer Debt Index, nearly three in five British Columbians (58%) say at least half of their income is already committed to bills, debt payments, and regular expenses before it arrives.

Read More

Consultation icon