How Long Is A Second Time Bankruptcy

2009-08-05

If you’ve been bankrupt before, then you will not qualify for what is known as an “automatic discharge” after 9 months. Instead, the trustee will have to set an appointment with the courts, and the courts will make the decision on how long you will be in bankruptcy. The length of time will depend on a number of factors – how long ago the first bankruptcy occurred, the reasons for both bankruptcies, and other things. Generally, you will be in bankruptcy at least a further 3 months (for a total of 12 months), but it could be longer than that depending on the factors discussed above as well as the locality of the court. Wendy McMurtrie Meyers Norris Penny Limited 778-571-3520 [email protected]

Latest Blog Posts

2026-06-23

Budgeting for post grads A trustees guide to financial confidence after graduation

Tarah Fawdrey

A Licensed Insolvency Trustee shares simple budgeting tips to help graduates manage money, reduce debt and build confidence.

Read More

2026-06-17

How to improve your savings: Two tips from my father

Vicky Samuels

Money wasn’t something my dad talked about very much when I was growing up. However, he did have a couple of expressions he would share repeatedly over the years.

 

Read More

2026-06-11

Life after debt: What’s next and how to avoid repeating debt

Tina Powell

What happens after a Consumer Proposal or a Bankruptcy? These steps can help you rebuild your credit rating and manage your credit effectively.

Read More

Consultation icon