2026-06-11
Life after debt: What’s next and how to avoid repeating debt
What happens after a Consumer Proposal or a Bankruptcy? These steps can help you rebuild your credit rating and manage your credit effectively.
2010-09-25
The Office of the Superintend of Bankruptcy (OSB) maintains an electronic record of each insolvency (bankruptcy or proposal) filed in Canada since 1978. The information consists of, among other things, the name and address of the bankrupt (or debtor), the date of the filing, the date of the bankrupt’s discharge (if the bankrupt has been discharged), the trustee’s name, address, phone number, and if the trustee has completed the administration of the file, the date of the trustee’s discharge. Anyone who wishes to conduct a search of the database may do so at minimum cost of $8. This amount is payable even if there is no record on file matching the name being searched. In order to minimize the charges, be as specific as possible when entering the search criteria. The link to the search may be found at http://www.ic.gc.ca/eic/site/bsf-osb.nsf/eng/h_br01991.html
2026-06-11
What happens after a Consumer Proposal or a Bankruptcy? These steps can help you rebuild your credit rating and manage your credit effectively.
2026-06-09
It can be overwhelming to find out you owe the CRA a large amount of money. These debt relief options can help you regain control of your finances.
2026-06-09
Getting a call from the Canada Revenue Agency (CRA) can be unsettling. If the call is about collections, the stress level often jumps immediately. You may worry about frozen accounts, garnishments, or losing control of your financial situation.