2025-10-21
How we helped a client decide between a consumer proposal and bankruptcy
A client thought bankruptcy was their only way out. See how a consumer proposal helped them keep their home and repay debt with confidence.
Government Pensions And Assistance In Retirement
2009-10-21
The following link will take you to a paper by the Canadian Centre for Policy Alternatives entitled "What Can We Do About Pensions" http://www.policyalternatives.ca/reports/2009/10/article2319/?pa=BB736455 Part of our counselling program for bankrupts (and for those making proposals as now required under the September 18th Amendments) is a discussion of retirement, and the various types of income available from the government. Many bankrupts have no funds put aside for retirement and will largely be depending on the government, so it is extremely important to understand how the system works. While I do not necessarily agree with the alternatives presented by the CCPA in this paper, the paper nevertheless gives an excellent summary of what is, and is not, available for those retiring in Canada. Ian Schofield MNP Regina 306-790-7904
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2025-10-20
Seniors and Debt
Alternatives to Bankruptcy Bankruptcy Consumer Proposal Lifestyle Debt MNP Consumer Debt Index
Just when seniors should be relaxing and enjoying the fruits of their labour, many find themselves struggling financially — an unsettling contrast to the ease they’d hoped to live their golden years.
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How buyer’s remorse laws can help you stay out of debt
This is called buyer’s remorse. In some cases, Canadian law provides protections that can help you reverse these costly decisions and avoid sinking further into debt.
