Does Bankruptcy Affect My Spouses Credit Rating


No, you and your spouse each have a separate credit rating. Your filing bankruptcy will not affect your spouse, not would her filing affect your credit rating. You should note that, if any of your debts are joint, she will have to pay them if you file bankruptcy, or her credit rating will then be affected, because she is not paying her debts. If this is not clear, please give us a call. Ian Schofield Regina, Saskatchewan