2025-06-30
How do I respond to creditors?
Credit Counselling
Here are the ABC’s of dealing with creditors and debt collectors.
Do I Keep All My Wages After Filing Bankruptcy
2009-10-12
The short answer is that filing a bankruptcy immediately lifts all garnishees from your wages and that you retain all of your wages as soon as the paperwork is filed with the government. As you may have noted from looking through the site, there is a requirement to pay what is known as "surplus income" in a bankruptcy. We are given guidelines ($1,870 for a single individual, for example) and, if your net monthly pay is higher than that you are required to pay half the difference to the Trustee. That calculation can be a bit tricky, since certain things are deductible and you should contact our nearest office for a free initial consultation. Ian Schofield MNP Regina 306-790-7904
Latest Blog Posts
2025-06-30
What rising interest rates could mean for you
Lifestyle Debt Debt Solutions
Eight times a year, the Bank of Canada will make an announcement on the key interest rate, and if projections are correct, we are going to see interest rates rise. You could be thinking, what does that mean, how will it affect me, what can I do?
2025-06-25
How to budget for inflation
The cost of daily goods has been rising over the past few years — increasing the price of food, gas, clothing, and many other essential items that Canadians need in their day-to-day lives.
