2025-10-17
How buyer’s remorse laws can help you stay out of debt
This is called buyer’s remorse. In some cases, Canadian law provides protections that can help you reverse these costly decisions and avoid sinking further into debt.
Do I Keep All My Wages After Filing Bankruptcy
2009-10-12
The short answer is that filing a bankruptcy immediately lifts all garnishees from your wages and that you retain all of your wages as soon as the paperwork is filed with the government. As you may have noted from looking through the site, there is a requirement to pay what is known as "surplus income" in a bankruptcy. We are given guidelines ($1,870 for a single individual, for example) and, if your net monthly pay is higher than that you are required to pay half the difference to the Trustee. That calculation can be a bit tricky, since certain things are deductible and you should contact our nearest office for a free initial consultation. Ian Schofield MNP Regina 306-790-7904
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Managing debt through divorce: What to consider
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When relationships end, shared debt can become a lasting burden. Here’s what to know about your responsibilities, risks, and financial options.
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Ontarians face ‘heat or eat’ decisions as financial strain deepens
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