2025-08-14
How to budget for summer vacation
Vacation costs can add up quickly without proper planning. This guide can help you budget so that you can make the most of your trip without overspending.
Disability Pension
2008-03-06
Most pensions cannot be garnished or seized by creditors. One exception is if your pension is a CPP pension and if you owe money to the federal government, they can withhold some or all of your pension and apply it to your debt. However, the government tends to use this right quite sparingly – i.e., they typically won’t do it if it’s going to cause you financial hardship. It’s unusual for a creditor to attempt to garnish a pension. If you would like to provide more detail on what this creditor is doing or saying, we can probably clarify things for you. Yes, you can do a bankruptcy and this will normally stop a garnishment immediately; however, if your total debt is only $4,000, you should probably consider some of the other options first. To give you any helpful information beyond that, we would need to know a bit more about your financial situation.
Latest Blog Posts
2025-08-05
How to budget when you’re unemployed
Bankruptcy Consumer Proposal
Losing your job can be frustrating and, even more so, managing your financial wellbeing while you’re unemployed. However, you can successfully navigate the situation with the right budgeting tips.
- First steps to take when you become unemployed
- Managing your expenses
- Seeking professional help
2025-08-04
How to Deal with Unexpected Medical Expenses
Since it’s impossible to predict or prevent most medical conditions or emergencies, the best way to handle them is by planning and preparing for them.
