Dealing With Creditor Harassment Without Bankruptcy Protection

Within BC, there is a non-profit agency (BC Consumer Protection Authority) that has a mandate to deliver consumer protection. This includes enforcing proper collection processes by your creditors. Their website (www.bpcpa.ca) provides very good information on this topic. However, without the legal protection of an insolvency process (bankruptcy or a proposal to your creditors), it can be very difficult to prevent your creditors from bothering you. We suggest that you consult with a licenced trustee to determine if filing bankruptcy or making a proposal to your creditors is a viable option to deal with your debt. Wendy McMurtrie Meyers Norris Penny Limited 778-571-3520