2025-06-30
How do I respond to creditors?
Credit Counselling
Here are the ABC’s of dealing with creditors and debt collectors.
Can I File Bankruptcy If I Have A Good Income
2008-03-15
We can't advise you on the correct alternative without knowing your entire situation so these are general comments related to your question: a) anyone can file bankruptcy if they owe more than $1,000 and are unable to pay their debts as they come due. b) depending on the level of income in your household, you may have to pay what is called "Surplus Income" into the bankruptcy for a period of time. c) Bankruptcy may not be the right alternative for you if you have surplus income. A consumer proposal, for example, might be a better alternative, and might result in your having a better credit rating than a bankruptcy. Please contact our nearest office to book a free initial consultation to review all the options you have. Ian Schofield Regina, Saskatchewan
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