2025-10-21
How we helped a client decide between a consumer proposal and bankruptcy
A client thought bankruptcy was their only way out. See how a consumer proposal helped them keep their home and repay debt with confidence.
2008-03-15
Lorraine, Funds that have been garnisheed from your paycheque are usually held in court until the court has determined that you do, in fact, owe the money and the court issues a judgement. If the funds are still in court on the day you file bankruptcy, they will go into the bankruptcy, not back to you. I am afraid your friend is wrong. Depending on your situation, those funds may be able to cover some or all of the cost of your bankruptcy and a bankruptcy will certainly prevent any further garnishee. Please call 310-9700 (a local call from anywhere in Saskatchewan) during business hours to discuss this further or book an free initial consultation. Ian Schofield Regina, Saskatchewan
2025-10-21
A client thought bankruptcy was their only way out. See how a consumer proposal helped them keep their home and repay debt with confidence.
2025-10-20
Alternatives to Bankruptcy Bankruptcy Consumer Proposal Lifestyle Debt MNP Consumer Debt Index
Just when seniors should be relaxing and enjoying the fruits of their labour, many find themselves struggling financially — an unsettling contrast to the ease they’d hoped to live their golden years.
2025-10-17
This is called buyer’s remorse. In some cases, Canadian law provides protections that can help you reverse these costly decisions and avoid sinking further into debt.