Are Government Debts Included

2008-11-25

Section 178 of the Bankruptcy & Insolvency Act outlines which debts will survive a bankruptcy. Whether or not your claim will survive is going to depend on the situation that created the debt.  Some examples may be:     - if this is a Court fine resulting from a car accident....it will survive a bankruptcy.     - if this is a Court Order resulting from wrongful death....it will survive a bankruptcy.     - if the Motor Vehicle Accident fund paid out a claim for property damages that you were liable for, the debt will NOT survive a bankruptcy.  However, the Alberta government may put a hold on your driver's license for non-payment of the debt.  You would need to make payment arrangements with them if you want to retain your Alberta driver's license (even though the debt was written off in your bankruptcy). To get the specifics, send me an email outlining what type of debt you owe. Donna Carson, CGA, CIRP, Trustee Calgary, Airdrie, Drumheller regions 403.537.7657  or  1.877.500.0792 [email protected]    

Latest Blog Posts

2025-08-05

How to budget when you’re unemployed

Lindsay Burchill

Bankruptcy Consumer Proposal

Losing your job can be frustrating and, even more so, managing your financial wellbeing while you’re unemployed. However, you can successfully navigate the situation with the right budgeting tips.

  • First steps to take when you become unemployed
  • Managing your expenses
  • Seeking professional help

Read More

2025-08-04

How to Deal with Unexpected Medical Expenses

Nicole Polak

Since it’s impossible to predict or prevent most medical conditions or emergencies, the best way to handle them is by planning and preparing for them.

Read More

2025-08-01

How does filing for Bankruptcy affect your employment and salary?

If you are considering filing for Bankruptcy, it is important to understand the impact on your employment and salary. 

Read More

Consultation icon