"I thank them from the bottom of my heart for literally changing my life."

I can’t recommend MNP enough, specifically Margaret Cook who was incredibly patient and understanding with me. I suffer from pretty severe anxiety, specifically surrounding my debt, and Margaret was gentle but consistent in checking in and making sure I completed all steps. She was informative and kind, and I would encourage anybody who is stressed about their debt (no matter how disorganized and ashamed you may feel) to reach out. I was constantly reassured and never once felt judged at any point throughout this process. I can’t believe how easy it ended up being to deal with my debt (without having to file for bankruptcy), even though things felt impossible. A huge weight has been lifted off my shoulders and I thank them from the bottom of my heart for literally changing my life.