""

Historical Data

The Debt Index Inputs (Tracking)

Survey Questions Wave 19 Dec 21 Wave 20 Mar 22 Wave 21 June 22 Wave 22 Oct 22 Wave 23 Jan 23 Wave 24 Mar 23 Wave 25 Jun 23 Wave 26 Sept 23  Wave 27 Dec 23  Wave 28 Mar 24  Wave 29 Jun 24  Wave 30 Oct 24  Wave 31 Dec 24 Wave 32 Mar 25  Wave 33 Jun 25
Q5_1. I am concerned about my current level of debt - %Disagree 34% 33% 35% 37% 30%  30%  30%  34%  30%  37%  36%  34% 30% 36% 33%
Q3_1. Your current debt situation compared to a year ago - %Better 24% 23% 22% 23% 21%  25%  24%  24%  22%  27%  23%  24% 21% 22% 24%
Q3_3. Your current ability to absorb an interest rate increase of 1 percentage point - %Better 24% 21% 22% 25% 20%  24%  22%  23%  22%  25%  21%  24% 20% 24% 24%
Q3_2. Your current debt situation compared to 5 years ago - %Better 33% 33% 31% 31% 28%  32%  29%  28%  27%  30%  29%  30% 27% 28% 30%
Q5_2. I regret the amount of debt that I've taken on in my life - %Disagree 30% 33% 34% 35% 26%  31%  28%  34%  31%  34%  31%  31%

29%

 35% 31%
Q5_6. I will be able to cover all living and family expenses in the next 12 months without going into further debt - %Agree  33%  35% 36% 37% 30%  34%  33%  33%  33%  35%  32%  33% 30% 35%

34%
Q3_4. Your current ability to absorb an additional $100 in interest payments on debt - %Better 19% 19% 19% 21% 16%  21%  19%  19%  19%  24%  19%  22% 17% 19%  21%
Q4_3. Unexpected auto repairs or purchase - %Confident 24% 23% 27% 26% 22% 26%   24%  25%  24%  25%  23%  25% 24% 24%  24%
Q3_5. Your expected debt situation one year from now - %Better 32% 30% 30% 30% 28%  31%  30%  28%  28%  30%  29%  31% 27% 30%  33%
Q5_5. I am confident I won't have any debt in retirement - %Agree 31% 32% 32% 34% 29%  36%  32%  32%  32%  33%  33%  33% 29% 31%  32%
Q4_6. Loss of employment / change in wage or seasonal work - %Confident 23% 24% 26% 27% 21%  26%  23%  26%  25%  24%  23%  27% 21% 24%  25%
Q5_3. I am concerned about the impact of rising interest rates on my financial situation - %Disagree 21% 19% 21% 18% 16%  19%  18%  18%  18%  18%  18%  20% 20% 20%  19%
Q4_2. Having an illness and being unable to work for three months - %Confident 25% 25% 27% 27% 21%  26%  23%  26%  26%  25%  25%  28% 24% 26%

25% 
Q4_1. Paying for your own or someone else's education - %Confident 21% 22% 25% 24% 20% 23%   24%  22%  21%  22%  21%  24% 20% 21%  23%
Q5_4. I am worried that me or someone in my household could lose their job - %Disagree 41% 42% 43% 43% 39%  40%  37%  38%  39%  41%  40%  42% 35% 39%  38%
Q4_4. The death of an immediate family member - %Confident 22% 23% 25% 26% 21%  24%  22%  22%  23%  24%  22%  26% 22% 23%  26%
Q3_6. Your expected debt situation 5 years from now - %Better 45% 42% 37% 40% 39%  40%  37%  35%  38%  37%  39%  41% 37% 39%  40%
Q4_5. A change in your relationship status (i.e. divorce, separation) - %Confident 27% 30% 30% 30% 27%  29%  27%  29%  28%  26%  28%  30% 26% 30%  30%
MNP Debt Index Tracking  
  Wave 19 Wave 20 Wave 21 Wave 22 Wave 23  Wave 24   Wave 25  Wave 26  Wave 27 Wave 28  Wave 29  Wave 30  Wave 31 Wave 32
 Wave 33
Score 88 87 90 92 77  89  83  86  83  91  85  89 79 88  88
mnp debt index wave 33

Latest Wave Tracking Charts

Take a deep dive into the data behind the MNP Consumer Debt Index. The tracking charts for the latest wave details the inputs for the index.

MNP Debt Index Wave 33

Factum Report Archives

Archives

Browse through our previous MNP Consumer Debt Index results.

Archives
Consumer Choice Award 2025 | Business Excellence. Ranked highest in Barrie, Central Alberta, Guelph, Hamilton & Niagara, Lethbridge, Medicine Hat, Nanaimo, Northern Alberta, Northern Vancouver, Ottawa, Peel Region, Quebec City, Regina, Saskatoon, Southern Alberta, St. John's, Surrey, Waterloo, Windsor, and Winnipeg. BBB Accredited Business

The beginning of your debt-free journey is only three minutes away

 

Listen to our podcast

Contact us today. We’re here to help!

Book a FREE initial consultation chevron_right
Consultation icon