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Historical Data

The Debt Index Inputs (Tracking)

Survey Questions Wave 9 Jun-19 Wave 10 Sept-19 Wave 11 Dec-19 Wave 12 Mar-20 Wave 13 Jun-20 Wave 14 Sept-20 Wave 15 Dec-20 Wave 16 Mar-21 Wave 17 June-21 Wave 18 Sept 21 Wave 19 Dec 21 Wave 20 Mar 22 Wave 21 June 22 Wave 22 Oct 22
Q5_1. I am concerned about my current level of debt - %Disagree 38% 38% 38% 31% 37% 33% 34% 36% 37% 36% 34% 33% 35% 37%
Q3_1. Your current debt situation compared to a year ago - %Better 24% 27% 23% 26% 27% 26% 22% 26% 25% 24% 24% 23% 22% 23%
Q3_3. Your current ability to absorb an interest rate increase of 1 percentage point - %Better 26% 28% 27% 26% 28% 28% 25% 26% 28% 26% 24% 21% 22% 25%
Q3_2. Your current debt situation compared to 5 years ago - %Better 33% 35% 32% 34% 35% 33% 31% 35% 33% 35% 33% 33% 31% 31%
Q5_2. I regret the amount of debt that I've taken on in my life - %Disagree 36% 37% 35% 31% 36% 32% 31% 33% 36% 33% 30% 33% 34% 35%
Q5_6. I will be able to cover all living and family expenses in the next 12 months without going into further debt - %Agree 35% 37% 34% 35% 37% 37% 34% 37% 36%  38%  33%  35% 36% 37%
Q3_4. Your current ability to absorb an additional $100 in interest payments on debt - %Better 22% 24% 23% 22% 23% 22% 20% 21% 23% 23% 19% 19% 19% 21%
Q4_3. Unexpected auto repairs or purchase - %Confident 30% 29% 29% 27% 27% 28% 28% 30% 27% 27% 24% 23% 27% 26%
Q3_5. Your expected debt situation one year from now - %Better 35% 39% 36% 36% 33% 33% 30% 34% 35% 34% 32% 30% 30% 30%
Q5_5. I am confident I won't have any debt in retirement - %Agree 32% 33% 34% 33% 33% 34% 33% 34% 34% 34% 31% 32% 32% 34%
Q4_6. Loss of employment / change in wage or seasonal work - %Confident 27% 27% 27% 26% 24% 26% 25% 27% 27% 24% 23% 24% 26% 27%
Q5_3. I am concerned about the impact of rising interest rates on my financial situation - %Disagree 28% 27% 27% 22% 22% 23% 22% 23% 26% 23% 21% 19% 21% 18%
Q4_2. Having an illness and being unable to work for three months - %Confident 28% 29% 27% 28% 26% 27% 28% 28% 30% 29% 25% 25% 27% 27%
Q4_1. Paying for your own or someone else's education - %Confident 25% 24% 24% 22% 24% 24% 23% 22% 23% 24% 21% 22% 25% 24%
Q5_4. I am worried that me or someone in my household could lose their job - %Disagree 44% 47% 43% 41% 38% 39% 38% 38% 42% 44% 41% 42% 43% 43%
Q4_4. The death of an immediate family member - %Confident 26% 26% 26% 25% 25% 26% 23% 26% 26% ;25% 22% 23% 25% 26%
Q3_6. Your expected debt situation 5 years from now - %Better 47% 50% 46% 48% 42% 44% 42% 46% 44% 46% 45% 42% 37% 40%
Q4_5. A change in your relationship status (i.e. divorce, separation) - %Confident 34% 31% 33% 33% 30% 32% 29% 30% 29% 28% 27% 30% 30% 30%
MNP Debt Index Tracking
Wave 9 Wave 10 Wave 11 Wave 12 Wave 13 Wave 14 Wave 15 Wave 16 Wave 17 Wave 18 Wave 19 Wave 20 Wave 21 Wave 22
Score 97 101 96 93 96 94 89 96 97 95 88 87 90 92

MNP Debt Index title with a calculator and spreadsheet photo in the background.

Latest Wave Tracking Charts

Take a deep dive into the data behind the MNP Consumer Debt Index. The tracking charts for the latest wave details the inputs for the index.