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Historical Data

The Debt Index Inputs (Tracking)

Survey Questions Wave 5 Jun-18 Wave 6 Sep-18 Wave 7 Dec-18 Wave 8 Mar-19 Wave 9 Jun-19 Wave 10 Sept-19 Wave 11 Dec-19 Wave 12 Mar-20 Wave 13 Jun-20 Wave 14 Sept-20 Wave 15 Dec-20 Wave 16 Mar-21 Wave 17 June-21 Wave 18 Sept 21
Q5_1. I am concerned about my current level of debt - %Disagree 40% 38% 35% 38% 38% 38% 38% 31% 37% 33% 34% 36% 37%  36%
Q3_1. Your current debt situation compared to a year ago - %Better 27% 28% 27% 24% 24% 27% 23% 26% 27% 26% 22% 26% 25%  24%
Q3_3. Your current ability to absorb an interest rate increase of 1 percentage point - %Better 30% 30% 28% 26% 26% 28% 27% 26% 28% 28% 25% 26% 28%  26%
Q3_2. Your current debt situation compared to 5 years ago - %Better 35% 35% 33% 31% 33% 35% 32% 34% 35% 33% 31% 35% 33%  35%
Q5_2. I regret the amount of debt that I've taken on in my life - %Disagree 38% 34% 35% 36% 36% 37% 35% 31% 36% 32% 31% 33% 36%  33%
Q5_6. I will be able to cover all living and family expenses in the next 12 months without going into further debt - %Agree 38% 37% 38% 37% 35% 37% 34% 35% 37% 37% 34% 37% 36%  38%
Q3_4. Your current ability to absorb an additional $100 in interest payments on debt - %Better 26% 28% 25% 22% 22% 24% 23% 22% 23% 22% 20% 21% 23%  23%
Q4_3. Unexpected auto repairs or purchase - %Confident 35% 33% 31% 30% 30% 29% 29% 27% 27% 28% 28% 30% 27%  27%
Q3_5. Your expected debt situation one year from now - %Better 38% 39% 36% 35% 35% 39% 36% 36% 33% 33% 30% 34% 35%  34%
Q5_5. I am confident I won't have any debt in retirement - %Agree 34% 32% 33% 32% 32% 33% 34% 33% 33% 34% 33% 34% 34%  34%
Q4_6. Loss of employment / change in wage or seasonal work - %Confident 29% 29% 30% 27% 27% 27% 27% 26% 24% 26% 25% 27% 27%  24%
Q5_3. I am concerned about the impact of rising interest rates on my financial situation - %Disagree 26% 26% 25% 27% 28% 27% 27% 22% 22% 23% 22% 23% 26%  23%
Q4_2. Having an illness and being unable to work for three months - %Confident 31% 31% 33% 29% 28% 29% 27% 28% 26% 27% 28% 28% 30%  29%
Q4_1. Paying for your own or someone else's education - %Confident 28% 27% 29% 24% 25% 24% 24% 22% 24% 24% 23% 22% 23%  24%
Q5_4. I am worried that me or someone in my household could lose their job - %Disagree 47% 44% 43% 44% 44% 47% 43% 41% 38% 39% 38% 38% 42%  44%
Q4_4. The death of an immediate family member - %Confident 29% 30% 30% 25% 26% 26% 26% 25% 25% 26% 23% 26% 26%  25%
Q3_6. Your expected debt situation 5 years from now - %Better 50% 50% 47% 45% 47% 50% 46% 48% 42% 44% 42% 46% 44%  46%
Q4_5. A change in your relationship status (i.e. divorce, separation) - %Confident 36% 32%  36% 33% 34% 31% 33% 33% 30% 32% 29% 30% 29%  28%
MNP Debt Index Tracking
Wave 5 Wave 6  Wave 7 Wave 8 Wave 9 Wave 10 Wave 11 Wave 12 Wave 13 Wave 14 Wave 15 Wave 16 Wave 17  Wave 18
Score 106 103  101 97 97 101 96 93 96 94 89 96 97  95

Cover of the MNP Consumer Debt Index Tracking Charts document

Latest Wave Tracking Charts

Take a deep dive into the data behind the MNP Consumer Debt Index. The tracking charts for the latest wave details the inputs for the index.

MNP Consumer Debt Index Wave 16 Tracking Charts