""

Historical Data

The Debt Index Inputs (Tracking)

Survey Questions Wave 10 Sept-19 Wave 11 Dec-19 Wave 12 Mar-20 Wave 13 Jun-20 Wave 14 Sept-20 Wave 15 Dec-20 Wave 16 Mar-21 Wave 17 June-21 Wave 18 Sept 21 Wave 19 Dec 21 Wave 20 Mar 22 Wave 21 June 22 Wave 22 Oct 22 Wave 23 Jan 23
Q5_1. I am concerned about my current level of debt - %Disagree 38% 38% 31% 37% 33% 34% 36% 37% 36% 34% 33% 35% 37% 30%
Q3_1. Your current debt situation compared to a year ago - %Better 27% 23% 26% 27% 26% 22% 26% 25% 24% 24% 23% 22% 23% 21%
Q3_3. Your current ability to absorb an interest rate increase of 1 percentage point - %Better 28% 27% 26% 28% 28% 25% 26% 28% 26% 24% 21% 22% 25% 20%
Q3_2. Your current debt situation compared to 5 years ago - %Better 35% 32% 34% 35% 33% 31% 35% 33% 35% 33% 33% 31% 31% 28%
Q5_2. I regret the amount of debt that I've taken on in my life - %Disagree 37% 35% 31% 36% 32% 31% 33% 36% 33% 30% 33% 34% 35% 26%
Q5_6. I will be able to cover all living and family expenses in the next 12 months without going into further debt - %Agree 37% 34% 35% 37% 37% 34% 37% 36%  38%  33%  35% 36% 37% 30%
Q3_4. Your current ability to absorb an additional $100 in interest payments on debt - %Better 24% 23% 22% 23% 22% 20% 21% 23% 23% 19% 19% 19% 21% 16%
Q4_3. Unexpected auto repairs or purchase - %Confident 29% 29% 27% 27% 28% 28% 30% 27% 27% 24% 23% 27% 26% 22%
Q3_5. Your expected debt situation one year from now - %Better 39% 36% 36% 33% 33% 30% 34% 35% 34% 32% 30% 30% 30% 28%
Q5_5. I am confident I won't have any debt in retirement - %Agree 33% 34% 33% 33% 34% 33% 34% 34% 34% 31% 32% 32% 34% 29%
Q4_6. Loss of employment / change in wage or seasonal work - %Confident 27% 27% 26% 24% 26% 25% 27% 27% 24% 23% 24% 26% 27% 21%
Q5_3. I am concerned about the impact of rising interest rates on my financial situation - %Disagree 27% 27% 22% 22% 23% 22% 23% 26% 23% 21% 19% 21% 18% 16%
Q4_2. Having an illness and being unable to work for three months - %Confident 29% 27% 28% 26% 27% 28% 28% 30% 29% 25% 25% 27% 27% 21%
Q4_1. Paying for your own or someone else's education - %Confident 24% 24% 22% 24% 24% 23% 22% 23% 24% 21% 22% 25% 24% 20%
Q5_4. I am worried that me or someone in my household could lose their job - %Disagree 47% 43% 41% 38% 39% 38% 38% 42% 44% 41% 42% 43% 43% 39%
Q4_4. The death of an immediate family member - %Confident 26% 26% 25% 25% 26% 23% 26% 26% ;25% 22% 23% 25% 26% 21%
Q3_6. Your expected debt situation 5 years from now - %Better 50% 46% 48% 42% 44% 42% 46% 44% 46% 45% 42% 37% 40% 39%
Q4_5. A change in your relationship status (i.e. divorce, separation) - %Confident 31% 33% 33% 30% 32% 29% 30% 29% 28% 27% 30% 30% 30% 27%
MNP Debt Index Tracking
Wave 10 Wave 11 Wave 12 Wave 13 Wave 14 Wave 15 Wave 16 Wave 17 Wave 18 Wave 19 Wave 20 Wave 21 Wave 22 Wave 23
Score 101 96 93 96 94 89 96 97 95 88 87 90 92 77

Debt Index Wave 23

Latest Wave Tracking Charts

Take a deep dive into the data behind the MNP Consumer Debt Index. The tracking charts for the latest wave details the inputs for the index.

MNP Debt Index Wave 23 Jan 23

Factum Report Archives

Archives

Browse through our previous MNP Consumer Debt Index results.

Archives
Consumer Choice Award 2022 | Business Excellence. Ranked highest in Barrie, Central Alberta, Gatineau, Guelph, Hamilton & Niagara, Kelowna, Kingston, Lethbridge, Medicine Hat, Northern Alberta, Northern Vancouver, Ottawa, Peterborough, Quebec City, Regina, Saskatoon, Sherbrooke, Surrey, Waterloo, Windsor, and Winnipeg. BBB Accredited Business logo

Life-Changing Debt Solutions

Life-Changing Debt Solutions that work.

Begin your fresh start