""

Historical Data

The Debt Index Inputs (Tracking)

Survey Questions Wave 1 Jun-17 Wave 2 Sep-17 Wave 3 Dec-17 Wave 4 Mar-18 Wave 5 Jun-18 Wave 6 Sep-18 Wave 7 Dec-18 Wave 8 Mar-19 Wave 9 Jun-19 Wave 10 Sept-19 Wave 11 Dec-19 Wave 12 Mar-20 Wave 13 Jun-20 Wave 14 Sept-20 Wave 15 Dec-20 Wave 16 Mar-21 Wave 17 June-21
Q5_1. I am concerned about my current level of debt - %Disagree 38% 39% 41% 38% 40% 38% 35% 38% 38% 38% 38% 31% 37% 33% 34% 36% 37%
Q3_1. Your current debt situation compared to a year ago - %Better 26% 26% 25% 24% 27% 28% 27% 24% 24% 27% 23% 26% 27% 26% 22% 26% 25%
Q3_3. Your current ability to absorb an interest rate increase of 1 percentage point - %Better 28% 28% 28% 27% 30% 30% 28% 26% 26% 28% 27% 26% 28% 28% 25% 26% 28%
Q3_2. Your current debt situation compared to 5 years ago - %Better 32% 33% 32% 32% 35% 35% 33% 31% 33% 35% 32% 34% 35% 33% 31% 35% 33%
Q5_2. I regret the amount of debt that I've taken on in my life - %Disagree 38% 38% 40% 35% 38% 34% 35% 36% 36% 37% 35% 31% 36% 32% 31% 33% 36%
Q5_6. I will be able to cover all living and family expenses in the next 12 months without going into further debt - %Agree 36% 38% 35% 35% 38% 37% 38% 37% 35% 37% 34% 35% 37% 37% 34% 37% 36%
Q3_4. Your current ability to absorb an additional $100 in interest payments on debt - %Better 23% 25% 23% 22% 26% 28% 25% 22% 22% 24% 23% 22% 23% 22% 20% 21% 23%
Q4_3. Unexpected auto repairs or purchase - %Confident 32% 31% 31% 28% 35% 33% 31% 30% 30% 29% 29% 27% 27% 28% 28% 30% 27%
Q3_5. Your expected debt situation one year from now - %Better 36% 35% 35% 33% 38% 39% 36% 35% 35% 39% 36% 36% 33% 33% 30% 34% 35%
Q5_5. I am confident I won't have any debt in retirement - %Agree 34% 33% 30% 31% 34% 32% 33% 32% 32% 33% 34% 33% 33% 34% 33% 34% 34%
Q4_6. Loss of employment / change in wage or seasonal work - %Confident 27% 28% 27% 26% 29% 29% 30% 27% 27% 27% 27% 26% 24% 26% 25% 27% 27%
Q5_3. I am concerned about the impact of rising interest rates on my financial situation - %Disagree 27% 29% 28% 26% 26% 26% 25% 27% 28% 27% 27% 22% 22% 23% 22% 23% 26%
Q4_2. Having an illness and being unable to work for three months - %Confident 30% 30% 29% 28% 31% 31% 33% 29% 28% 29% 27% 28% 26% 27% 28% 28% 30%
Q4_1. Paying for your own or someone else's education - %Confident 25% 26% 25% 24% 28% 27% 29% 24% 25% 24% 24% 22% 24% 24% 23% 22% 23%
Q5_4. I am worried that me or someone in my household could lose their job - %Disagree 44% 46% 45% 44% 47% 44% 43% 44% 44% 47% 43% 41% 38% 39% 38% 38% 42%
Q4_4. The death of an immediate family member - %Confident 26% 27% 26% 26% 29% 30% 30% 25% 26% 26% 26% 25% 25% 26% 23% 26% 26%
Q3_6. Your expected debt situation 5 years from now - %Better 48% 47% 44% 47% 50% 50% 47% 45% 47% 50% 46% 48% 42% 44% 42% 46% 44%
Q4_5. A change in your relationship status (i.e. divorce, separation) - %Confident 33% 33% 31% 32% 36% 32%  36% 33% 34% 31% 33% 33% 30% 32% 29% 30% 29%
MNP Debt Index Tracking
Wave 1 Wave 2 Wave 3 Wave 4 Wave 5 Wave 6  Wave 7 Wave 8 Wave 9 Wave 10 Wave 11 Wave 12 Wave 13 Wave 14 Wave 15 Wave 16 Wave 17
Score 100 102 100 96 106 103  101 97 97 101 96 93 96 94 89 96 97

Cover of the MNP Consumer Debt Index Tracking Charts document

Latest Wave Tracking Charts

Take a deep dive into the data behind the MNP Consumer Debt Index. The tracking charts for the latest wave details the inputs for the index.

MNP Consumer Debt Index Wave 16 Tracking Charts

Factum Report Archives

Archives

Browse through our previous MNP Consumer Debt Index results.

Archives
Graphic of 2021 National Consumer Choice Award

Life-Changing Debt Solutions

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

Learn more about our Life-Changing Debt Solutions