2025-04-16
How sustainable living can help you save money and reduce food waste
Alternatives to Bankruptcy Bankruptcy
How can you reduce food waste? These strategies can help benefit both the environment and your bank account.
Downloadable Forms
Get a Free Confidential Consultation
The road to becoming debt-free starts with a free confidential consultation with an MNP Licensed Insolvency Trustee.
You’ve got overdue bills and expenses, tried budgeting or cutting back, but nothing’s quite working to get you out of the cycle of debt. If this sounds familiar, there are other options to help you take control of your finances and become debt-free. At MNP, we will look at all of your options with you to discover which solution will work best for your individual situation.
Below are some free, downloadable forms that will help you stay out of debt once and for all.
Please contact us if you would like to speak with a MNP professional to explain these forms and assess your financial situation.
MNP Budget Tracker Spreadsheet
Consumer budgeting involves a few things: planning out your paycheques and where / how to spend them, planning for the usual monthly expenses and planning for irregular or annual expenses. All these steps help to avoid or reduce your debt and hopefully prevent you from having to look at debt consolidation options.
Creating a spending plan starts with knowing where you are at now. If you’re uncertain as to what your current monthly or annual expenses are, it will be tough to know where to make any changes. Step one would be to write out what your current income and expenses are, or at least your best estimate for now. That’s a huge start. Maybe this involves saving receipts for a month or two to get an idea. To help with this, we have a helpful Budget Worksheet for you to use.
Latest Blog Posts
2025-04-16
What is the connection between mental health and debt?
Alternatives to Bankruptcy Bankruptcy
How can you improve your mental and financial health? These four simple steps can help support your mental and financial well-being.
2025-04-14
Three quarters of New Brunswickers have cut spending or postponed major purchases
MNP Consumer Debt Index
Three-quarters (76%) say they have cut back on spending due to economic uncertainty — more than those in any other province.
