Bankruptcy in Nanaimo, British Columbia

Due to illness and retirement, my wife, Gayle and I had to do something about our debts. Our debts had accumulated to the point that, with just our pensions coming in as income, we were no longer able to keep up with the minimum payments on our credit cards. We were paying an estimated $2,000.00 per month and barely paying anything on the principal. It would have taken "hundreds of years" to pay off the full amount of debt by just paying the minimum...

After a series of unexpected income losses, mounting credit card debts, back taxes, and many other costs I could no longer maintain, I felt doomed. Banks would not help me and I was not sure where I could turn. Desperate for options, I went on the hunt and eventually came across Deanna and her team who helped facilitate a consumer proposal. That allowed me to consolidate everything and get back on track while paying one manageable payment for 5 years....

I was in serious financial straits, and MNP provided the way I was able to come out the other side. While I did feel embarrassed, ashamed, and stressed to contact them, I was treated with the utmost courtesy and respect. Staff demonstrated empathy and compassion. Not once did I feel any judgement about my situation. When I had questions they were answered promptly. I found the review sessions useful, and the monthly expense submission form really...