High School Graduation – Applying for a Credit Card?
Linda Paul-7372; Linda Paul 7372
2016-07-07T16:00:00Z 7/7/2016 4:00:00 PM

High school graduation comes with many opportunities – one of which is the availability of credit. But should you take it?

Categories: Lifestyle Debt
Consumers in B.C. and the Burdens of Debt
Linda Paul-7372; Linda Paul 7372
2016-05-20T16:00:00Z 5/20/2016 4:00:00 PM

As Canadians are struggling with a weakened economy and a consistently increasing cost of living, it's no surprise to learn that many are relying on credit and (current) low interest rates to help keep up with monthly financial obligations and expenses.

Categories: Debt Help;Press and Media;In the Community
What is the Difference Between a Secured and Unsecured Credit Card?
Linda Paul-7372 Linda Paul 7372
2016-05-18T18:00:00Z 5/18/2016 6:00:00 PM

Whether you are trying to figure out which credit card is right for you or if you are looking to rebuild your credit, it is important to know your options. Most credit cards have the same basic functions – they offer convenience, when purchasing goods and services. Credit cards differ when it comes to interest rates, service fees, reward programs and member benefits. There are two main types of credit card options: secured credit cards and unsecured credit cards.

Categories: Lifestyle Debt
What happens if I can’t pay my Consumer Proposal or Consolidation Loan?
Linda Paul-7372; Linda Paul 7372
2016-05-05T15:00:00Z 5/5/2016 3:00:00 PM

First, let’s talk about what it means to default on a CP. Then we can look at what you can or should do if you do, in fact, default. There are certain protections in place that allow for some flexibility in ‘putting it back in the box’ so to speak, if you default.

Categories: Consumer Proposal;Alternatives to Bankruptcy
Putting All Your Debt in One (Manageable) Place
Linda Paul-7372; Linda Paul 7372
2016-04-08T19:00:00Z 4/8/2016 7:00:00 PM

If you have several different debts and you’re starting to have trouble managing them, you’ve probably already encountered the stress of trying to figure out who’s going to get paid and who’s not going to get paid this month.

Categories: Debt Help
Don Cayo: Government May Finally Be At Least a Little Bit Serious About Protecting High-Risk Borrowers
Linda Paul-7372; Linda Paul 7372
2016-01-28T16:00:00Z 1/28/2016 4:00:00 PM

While it’s perfectly natural to want to go ‘all out’ during the holiday season, it’s important to recognize the true cost of splurge spending.

Categories: Lifestyle Debt;Debt Help;Press and Media
Christmas Shopping Frenzy
Linda Paul-7372; Linda Paul 7372
2015-12-17T22:00:00Z 12/17/2015 10:00:00 PM

To keep yourself on track for a good financial start to 2016, try creating a detailed budget before you leave your house. Having a plan in hand will help you check things off your list – rather than adding to it!

Categories: Lifestyle Debt;Bankruptcy
What Happens if You Retire Before Your Debts Have Retired?
Linda Paul-7372 Linda Paul 7372
2015-08-13T17:00:00Z 8/13/2015 5:00:00 PM

Recent headlines indicate that more and more senior citizens are heading into retirement while still in debt. According to credit reporting agency reports, the average debt for consumers aged 65 and older has seen the largest year-over-year increase for any age group.

Categories: Debt Help
Mortgage Payment Growth
Linda Paul-7372; Linda Paul 7372
2015-07-15T21:00:00Z 7/15/2015 9:00:00 PM

As an MNP LTD Trustee and a member of our Surrey, B.C Team, Judy Scott recently came across the following two articles in the Vancouver Sun and Huffington Post and felt it would be advantageous to our clients to respond.

Categories: Debt Help

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