2025-05-07
How to be a responsible credit card user
Credit cards are a popular and convenient form of credit that can be a very useful tool.
MNP Consumer Debt Index rebounds to 88 points
Significantly fewer Canadians are saying they are already financially insolvent. arrow_forward
Get a Free Confidential Consultation
The road to becoming debt-free starts with a free confidential consultation with an MNP Licensed Insolvency Trustee.
Success Stories: Real Stories. Real Results.
These are real testimonials from past and current MNP clients who have used our debt solutions to overcome their debt and achieve financial stability.
You can count on our word and our clients’ stories. Read what they say about us.
I was overwhelmed with debt after losing my business during COVID. I called MNP and they helped me through the process. I’ve since went to school and started a new career. I couldn’t have done it if I hadn’t had them in my corner. Now I can rebuild my credit again.
Janet S - Edmonton, AB
I’ve recently worked with Mary Plahouras of MNP with regards to a Consumer Proposal. Mary’s level of knowledge and expertise was impressive, as was her patience and understanding as I attempted to understand and navigate a difficult situation. Her guidance and support has enabled me to move forward - and I’m beyond pleased with the service that Mary and MNP have provided.
F. B. - Toronto, Ontario
Great help! MNP offered lots of help and support. I am grateful for their help and assistance throughout a stressful time.
K. L. - Toronto, Ontario
We entered into a Consumer Proposal with MNP and we were nervous and also didn't know what to expect. The people we dealt with at MNP were kind and understanding. They helped making move forward with debt help less scary. I highly recommend MNP. Thank you!
R. F. - Oshawa, Ontario
I am really happy that everything worked out and the proposal you have created was accepted by the creditors. It is such a relief for me to know that. Thank you so much to you, Sara, and Robert for helping me to see a light at the end of the tunnel. I really appreciate the help.
Anonymous - Toronto, Ontario
Mary Plahouras has been really helpful throughout the process. I have been really stressed during the past few weeks thinking about how to deal with my situation and Mary & the MNP team made it easy to solve it! Her professionalism and knowledge gave me the confidence that I will be able to manage my finances moving properly moving forward. I highly recommend MNP!
S. R. - Toronto, Ontario
If I could give more than 5 stars, I would! I am so happy with the support I received from MNP from start to finish. Margaret Cook has been very open, honest, and reliable. She made sure that all of my questions were answered and that at every stage the process was crystal clear. She has exceeded my expectations in every way possible. My only regret is not reaching out sooner. Thank you to MNP for guiding me through this journey and sticking with...
K. S. - Aurora, Ontario
Only 5 stars is not enough stars in the night sky to rate MNP! The best, most friendly people understood my situation and guided me through the process. Can't say enough and I highly recommend MNP Debt.
Garry C. - Quesnel, BC
I have been stuck in a cycle of anxiety due to credit card and tax debt for years - paying the minimum balances/juggling tax repayments… it was overwhelming at best. I finally called MNP Debt to see what options were available to me and was fortunate to be connected with Monique Moore. I’m so glad that I did and to be paired with her! Monique explained the options I had and walked me through the process step by step, without any judgement...
D. N. - Burlington, Ontario
Sara McElroy and Caryl Newbery-Mitchell made everything seamless. I would highly recommend the two of you and MNP. The whole process was handled with care, support and without judgment. It's what everyone in my position not only requires, but should expect. So, I would give Sara, Caryl and their staff the highest marks possible. MNP provides a real plan and helps you achieve your goals to a bright new future. Everyone is safe hands, once they agree...
C. C. - Toronto, Ontario
Bankruptcy
When you’re overwhelmed by crushing debt, a personal bankruptcy will provide a fresh start and could be the Life-Changing Debt Solution you’re looking for. Choosing to file for bankruptcy is a serious decision which may not be for everyone.
MNP 3 Minute Debt Break Podcast
Get up to speed quickly with the bite-sized insights you need to better manage your debt and stay on top of your finances.
Consumer Proposal
We understand why you’re worried. You have debt, but you may also have assets you wish to keep and the idea of filing for bankruptcy is terrifying. You’re thinking about long-term financial impacts and wondering how to avoid them. If this sounds like you, a Consumer Proposal may be just the Life-Changing Debt Solution you’re looking for.
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2025-04-25
Understanding debt collection in Canada: Protecting your financial health
Debt collection can be a daunting experience for many Canadians. Navigating the process alongside MNP’s team of experts can help you better understand how it will impact your credit score and gain the knowledge needed to maintain your financial health well into the future.
2025-04-25
Top five mistakes to avoid when considering filing for bankruptcy
Bankruptcy
Filing for Bankruptcy is a significant decision that can provide a fresh start for Canadians overwhelmed by debt. However, it’s essential to approach this process with caution and awareness to avoid common pitfalls and make informed decisions to protect your financial future.
