Have yourself a debt-free holiday. All we want for Christmas is that you spend wisely.

Start with these tips
woman smiling at her phone

Get a Free Confidential Consultation

The road to becoming debt-free starts with a free confidential consultation with an MNP Licensed Insolvency Trustee.

Personal Bankruptcy

When you’re overwhelmed by crushing debt, a personal bankruptcy will provide a fresh start and could be the Life-Changing Debt Solution you’re looking for. Choosing to file for bankruptcy is a serious decision which may not be for everyone.

couple hugging in holiday apparel

12 Days of Holiday

Every year MNP Licensed Insolvency Trustees across Canada share their favourite tips and advice for a happy and affordable festive season. We’re all guilty of breaking the bank and spending a little too much during the holidays — these 12 suggestions will help you keep the generosity at an all-time high without suffering from debt regret when the credit card bills arrive in January.

Consumer Proposal

We understand why you’re worried. You have debt, but you may also have assets you wish to keep and the idea of filing for bankruptcy is terrifying. You’re thinking about long-term financial impacts and wondering how to avoid them. If this sounds like you, a Consumer Proposal may be just the Life-Changing Debt Solution you’re looking for.

Latest Blog Posts

2024-12-03

Bad Debt (MNP 3 Minute Debt Break)

Lifestyle Debt

Debt can be a double-edged sword. On one hand, it can be a valuable tool to build credit and achieve financial goals, like buying a home or pursuing higher education. On the other hand, bad debt—like unmanaged credit cards and payday loans—can spiral out of control and lead to significant financial stress if not managed carefully.

Read More

Consultation icon