How Assets & Income Affect Your Bankruptcy Claim
Randy Kobbert-144; Randy Kobbert 144
2017-10-03T15:00:00Z 10/3/2017 3:00:00 PM

When you file for bankruptcy, it is helpful to first understand what the potential related costs of the process are and how they are determined.

Categories: Bankruptcy
Albertans’ Debt Confidence Hinges on No Surprise Expenses
Randy Kobbert-144; Randy Kobbert 144
2017-08-22T21:00:00Z 8/22/2017 9:00:00 PM

A combination of high – albeit leveling – debt, a manageable cost of living and low savings has Albertans feeling conflicted about their finances.

Categories: Press and Media;Lifestyle Debt;In the Community;Debt Help
Reduce Your Debt, Reduce Your Stress
Randy Kobbert-144; Randy Kobbert 144
2017-05-04T14:00:00Z 5/4/2017 2:00:00 PM

It’s no secret that financial struggles can be a major contributor to stress and can dramatically affect not only your mental health and emotional well-being, but your physical health as well.

Categories: Debt Help
Golden Years Not so Golden for Many Seniors in Lethbridge
Randy Kobbert-144; Randy Kobbert 144
2017-04-04T17:00:00Z 4/4/2017 5:00:00 PM

As the spike in insolvencies continues to rise in communities like Lethbridge throughout the province, now is as good as time as ever to talk about the value of a budget.

Categories: Lifestyle Debt;Debt Help;Press and Media
Can Someone Else Assume Responsibility for my Debt(s)?
Randy Kobbert-144 Randy Kobbert 144
2016-05-18T16:00:00Z 5/18/2016 4:00:00 PM

The short answer, is yes, though the reality of passing off the responsibility of your debt(s) can be a little more complicated. There are a number of ways for a third party to assume responsibility for your debts – both on a formal basis and an informal basis. But beware, the informal options could leave you solely responsible in the end. The best way to stop your ongoing liability for your debts is to look toward a “formal” option whichobtains the creditors’ approval.

Categories: Debt Help
Is it Difficult to Declare Bankruptcy?
Randy Kobbert-144 Randy Kobbert 144
2015-11-09T15:00:00Z 11/9/2015 3:00:00 PM

The first step towards filing for bankruptcy, is to call and make an appointment with a licensed Trustee. During this appointment, you will be asked to provide information at this appointment which will allow your Trustee to make an assessment of your personal financial situation and advise you of all the options available to manage your debt problems.

Categories: Bankruptcy;Debt Help
Bankruptcies not a problem locally
Randy Kobbert-144 Randy Kobbert 144
2015-06-03T16:00:00Z 6/3/2015 4:00:00 PM

MNP LTD Trustee Randy Kobbert was interviewed by The Lethbridge Herald to discuss that Lethbridge isn’t feeling significant impacts from continuing low prices for Alberta crude.

Categories: Alberta;Bankruptcy;In the Community
Managing your Debt – Tips, Traps & Options for Consolidating
Randy Kobbert-144 Randy Kobbert 144
2015-05-26T21:00:00Z 5/26/2015 9:00:00 PM

Many people experience the difficulty of managing multiple debts and day-to-day expenses that can leave you feeling like you are barely getting by on a monthly basis.

Categories: Debt Help
Albertans asked to think twice before taking on more debt
Randy Kobbert-144 Randy Kobbert 144
2015-03-06T21:00:00Z 3/6/2015 9:00:00 PM

The Bank of Canada announced on Jan. 21 the interest rate had been cut by 0.25%. Although good news, MNP personal bankruptcy trustees caution Canadians about taking advantage of this decrease by taking on more debt.

Categories: In the Community
It’s time to go on a ‘spending diet’
Randy Kobbert-144 Randy Kobbert 144
2015-01-22T15:15:00Z 1/22/2015 3:15:00 PM

MNP LTD Trustee Randy Kobbert was interviewed by The Lethbridge Herald to discuss post-holiday debt and budgeting for the New Year.

Categories: Alberta;Credit Card;Debt;Debt Help;In the Community;Lifestyle Debt

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