Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals



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Real Stories. Real Results.

“It was like taking a burden away.”

​"I was very happy when I met with Linda Barnsley at MNP Ltd. and felt a lot of relief. It was like taking a burden away. All the staff listened to my problems along the process and made me feel I mattered. They really helped me. I am glad that I made the phone call to MNP. I was drowning and it was something I should have done many years before. If I had to advise someone in financial difficulty I would advise them to call MNP and see how they can help you."

 Peter - St. Catharines, ON

What People Have To Say About Us



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MNP Debt Blog

Will Debt Haunt Those Left Behind When You Die?
2017-10-13T18:00:00Z 10/13/2017 6:00:00 PM | Wesley Cowan
The Cost of Bankruptcy
2017-10-13T15:00:00Z 10/13/2017 3:00:00 PM | Doug Stuive
How Defeating Debt Can Help You Retain Your Financial Future
2017-10-11T16:00:00Z 10/11/2017 4:00:00 PM | Darrin Surminsky
How Debt Could Be a Problem for Canadians
2017-10-04T17:30:00Z 10/4/2017 5:30:00 PM | Jeane Herman
How Assets & Income Affect Your Bankruptcy Claim
2017-10-03T15:00:00Z 10/3/2017 3:00:00 PM | Randy Kobbert
Why It's Important to Pay Off Your Debts Before Retirement
2017-10-02T15:00:00Z 10/2/2017 3:00:00 PM | Mary Plahouras, Rob Shier
Informal Debt Solutions: What Are Your Options?
2017-09-20T19:00:00Z 9/20/2017 7:00:00 PM | Sherry Tarasoff

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

find out more