Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals

Consumer Debt Index



Tara Silliker~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_PersonalFavorite.js

Real Stories. Real Results.

“They gave me back my life.”

​"MNP provided me great service every step of the way. They gave me back my life and helped me secure a better future." - Peter, Port Colborne

What People Have To Say About Us



Tara Silliker~sitecollection/_catalogs/masterpage/Display Templates/Search/Item_PersonalFavorite.js

MNP Debt Blog

You Can’t Hide from Your Creditors
2018-03-15T12:00:00Z 3/15/2018 12:00:00 PM | Doug Stuive
How many payments can I miss before debt collectors come calling?
2018-03-14T12:00:00Z 3/14/2018 12:00:00 PM | Laura Ryback
Risk of Lending and Borrowing Money from a Friend
2018-03-08T14:00:00Z 3/8/2018 2:00:00 PM | Mary Plahouras
Not All Debts Are Equal: Ranking Options from Best to Worst
2018-03-06T02:00:00Z 3/6/2018 2:00:00 AM | David Gowling
Living the Small-Town Dream Without Adding Debt
2018-02-26T15:00:00Z 2/26/2018 3:00:00 PM | Naida Kornuta
What happens to Support or Alimony Payments in a Bankruptcy?
2018-02-26T14:00:00Z 2/26/2018 2:00:00 PM | Ian Schofield
Talking Money with Your Kids: When to Start and What to Say
2018-02-16T14:00:00Z 2/16/2018 2:00:00 PM | Doug Stuive

view all

Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

find out more