Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals



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Real Stories. Real Results.

"I really do wish that I could tell everyone about the consumer proposal with MNP"

​​​​​"I really do wish that I could tell everyone about the consumer proposal with MNP. Everyone I spoke to previously told me that there was nothing that could help me overcome my debt problems. It made me feel like the mistake that I made had ruined my life and I could not see a point where it would ever get better. Finally, after a couple of years of anxiety and sweeping my debt issue under the rug, a friend mentioned MNP. Marcie did not make me feel like I was hopeless and for the first time, I could see a solution to my problem. Marcie went over all of my options, every single piece of paper, every one of my questions and did not try to push me into making any decisions. With hard work, I was able to pay off my proposal within 4 months and now I am working to improve my credit. In three years, my credit will go back to normal."

If you are having debt problems, please speak to someone at MNP. You may be surprised (and relieved) that you have so many options, and that getting out of the situation is completely doable!​​​​

​- Sarah D. - Edmonton, AB

What People Have To Say About Us



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MNP Debt Blog

Black Friday Savings – How Much do They Cost in the Long Run?
2016-12-02T20:00:00Z 12/2/2016 8:00:00 PM | Pamela Meger
When it Comes to Your Financial Future – Every Effort Adds Up!
2016-12-01T23:00:00Z 12/1/2016 11:00:00 PM | Grant Bazian
Time for Consumers in Atlantic Canada to Curb Spending
2016-11-28T15:00:00Z 11/28/2016 3:00:00 PM | Derek Cramm
Develop the Discipline to Make Saving Like Breathing
2016-11-25T23:00:00Z 11/25/2016 11:00:00 PM | Grant Bazian
Paying out of Pocket to Keep Your Business Afloat?
2016-11-25T15:00:00Z 11/25/2016 3:00:00 PM | Ian Schofield

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

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