Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals

Consumer Debt Index



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Real Stories. Real Results.

A Consumer Proposal was exactly what I needed

​"A Consumer Proposal was exactly what I needed after my divorce. MNP created a manageable payment structure and helped me get on my feet."

Stephen - Niagara Falls

What People Have To Say About Us



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MNP Debt Blog

Talking Money with Your Kids: When to Start and What to Say
2018-02-16T14:00:00Z 2/16/2018 2:00:00 PM | Doug Stuive
Why Having a Family Budget is Important for Staying Out of Debt
2018-02-16T14:00:00Z 2/16/2018 2:00:00 PM | Nora Edwards
Happy New Year and Best Wishes for a Prosperous Year of the Dog
2018-02-13T15:00:00Z 2/13/2018 3:00:00 PM | Augustine Kwok
Debt Solutions – Quick Fix, Right Fix, Both or Neither?
2018-02-12T18:00:00Z 2/12/2018 6:00:00 PM | Wesley Cowan
I Can’t Sell My House Because I Have Too Much Debt
2018-02-07T17:00:00Z 2/7/2018 5:00:00 PM | Leah Drewcock
3 Scary-Sounding Things about Licensed Insolvency Trustees
2018-02-07T16:00:00Z 2/7/2018 4:00:00 PM | Lana Gilbertson
Ground Hog Day & Debt – Is Debt Shadowing You?
2018-02-02T16:00:00Z 2/2/2018 4:00:00 PM | Caryl Newbery

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

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