Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals



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Real Stories. Real Results.

"I really do wish that I could tell everyone about the consumer proposal with MNP"

​​​​​"I really do wish that I could tell everyone about the consumer proposal with MNP. Everyone I spoke to previously told me that there was nothing that could help me overcome my debt problems. It made me feel like the mistake that I made had ruined my life and I could not see a point where it would ever get better. Finally, after a couple of years of anxiety and sweeping my debt issue under the rug, a friend mentioned MNP. Marcie did not make me feel like I was hopeless and for the first time, I could see a solution to my problem. Marcie went over all of my options, every single piece of paper, every one of my questions and did not try to push me into making any decisions. With hard work, I was able to pay off my proposal within 4 months and now I am working to improve my credit. In three years, my credit will go back to normal."

If you are having debt problems, please speak to someone at MNP. You may be surprised (and relieved) that you have so many options, and that getting out of the situation is completely doable!​​​​

​- Sarah D. - Edmonton, AB

What People Have To Say About Us



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MNP Debt Blog

Chinese New Year – Are Red Envelopes Putting You in the Red?
2017-01-20T15:00:00Z 1/20/2017 3:00:00 PM | Augustine Kwok
Boxing Day Spending Costs Spill into the New Year
2017-01-18T15:00:00Z 1/18/2017 3:00:00 PM | Naida Kornuta
Declaring Bankruptcy – What You Need to Know
2017-01-17T15:00:00Z 1/17/2017 3:00:00 PM | Sandra Landry
Don’t Let “Blue Monday” Keep You Down
2017-01-06T15:00:00Z 1/6/2017 3:00:00 PM | Rob Shier,Mary Plahouras
New Year - Start Fresh, Eliminate Your Debt, Here’s How
2017-01-05T22:00:00Z 1/5/2017 10:00:00 PM | Zaki Alam
MNP Proudly Accepts the Winnipeg’s 2017 Consumer’s Choice Award
2017-01-03T19:00:00Z 1/3/2017 7:00:00 PM | Gord Neudorf
‘Tis the season to be spending
2016-12-23T15:00:00Z 12/23/2016 3:00:00 PM | Donna Carson

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

find out more