Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals

Consumer Debt Index



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Real Stories. Real Results.

Thank you for helping me turn over a new leaf.

​A big thank you to the team of MNP Ltd! Sandra Wolverton was extremely helpful and professional in handling my Consumer Proposal being that I was in a difficult financial situation. Sandra was non-judgemental and thorough in explaining things, offering different options and answering all questions. She responded to every email, every question and every call promptly during this process. Her calm approach, her kindness and her efficient communication made a difference in reducing my anxiety during this process.

I also had the pelasure of meeting with Lana Gilbertson when submitting the Consumer Proposal. She as well was kind, thoughtful and professional.

Hailey Scott was extremely knowledgeable in credit counselling, equally professional, patient and kind in explaining the process once Consumer Proposal was accepted. Helping me find ways to budget and to avoid any future potential financial issues with great recommendations.

I will highly recommend MNP Ltd. to any person that I know should they have financial difficulties.

Thank you for helping me turn over a new leaf, the confidence knowing that I can succeed in staying debt and stress free.


Annonymous - Victoria, BC

What People Have To Say About Us



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MNP Debt Blog

Budget Blues? Pay Yourself First
2018-03-20T17:00:00Z 3/20/2018 5:00:00 PM | Pamela Meger
Create A Successful Budget Fitness Plan – With Free Tools
2018-03-19T18:00:00Z 3/19/2018 6:00:00 PM | Leah Drewcock
You Can’t Hide from Your Creditors
2018-03-15T12:00:00Z 3/15/2018 12:00:00 PM | Doug Stuive
How many payments can I miss before debt collectors come calling?
2018-03-14T12:00:00Z 3/14/2018 12:00:00 PM | Laura Ryback
Risk of Lending and Borrowing Money from a Friend
2018-03-08T14:00:00Z 3/8/2018 2:00:00 PM | Mary Plahouras
Not All Debts Are Equal: Ranking Options from Best to Worst
2018-03-06T02:00:00Z 3/6/2018 2:00:00 AM | David Gowling
Living the Small-Town Dream Without Adding Debt
2018-02-26T15:00:00Z 2/26/2018 3:00:00 PM | Naida Kornuta

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

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