Displaying results for:
What Happens If My Credit Cards Are Frozen
12/02/2016
Ian Schofield
Credit Counselling
Credit cards have seemingly become a staple to today’s consumer. Many credit card companies offer points or rewards systems as an incentive to sign up. Major credit cards are accepted by nearly every retail outlet, restaurant, service provider and...
Read More arrow_forwardThat is a question that we get a lot as Trustees. Every situation is different but generally speaking, the answer is a three-step process.
Read More arrow_forwardWhat Happens If I Dont Fulfill My Duties During A Bankruptcy?
24/05/2016
Mary Plahouras
Bankruptcy
What exactly are your duties during a bankruptcy and what happens if you can’t keep up with them? Both very good questions!
Read More arrow_forwardWhat Is A Voluntary Deposit
02/08/2017
Bankruptcy
Consumer Proposal
Voluntary deposit is a judicial process used in Québec to restructure a debt repayment. It is legislated in the Québec Code of Civil Procedure.
Read More arrow_forwardI have alot of debt, that I am unable to pay, what happens if I don't declare bankruptcy? I have no money to file for bankruptcy?
Read More arrow_forwardWhat To Do When You Are An Unhappy Creditor In A Bankruptcy
22/09/2016
Ian Schofield
Bankruptcy
The purpose of this article is to give you some idea of what your rights are in a bankruptcy when you are a creditor and aren’t satisfied with some aspect of the process.
Read More arrow_forwardA description of the information you should bring to the initial meeting with a Trustee to review your options.
Read More arrow_forwardWhat should I do when my employer files for bankruptcy?
30/05/2016
Bankruptcy
It’s 8:00 am on Monday morning and you arrive at work ready to start the week, only to find that all staff have been summoned immediately to an emergency meeting in the staff room. Amid whispers of what could possibly be going on, you head into the meeting...
Read More arrow_forwardWhat Protection Exists In Ontario For Your Retirement Savings
28/10/2015
Melanie Fuller
Lifestyle Debt
If you are having difficulty paying your debt in Ontario and are concerned that creditors may be able to seize your retirement fund or if you are considering withdrawing the fund to pay your debt, it is important to know what creditors can and cannot...
Read More arrow_forwardWhat is the process required for a credit card or loan company to garnish my wages in Manitoba. And, if they do garnish wages what is the limit in Manitoba?
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