If you’re looking to break free of personal debt once and for all, we can help. We provide debt and bankruptcy solutions that are life-changing and permanent, so you can erase debt from your life.
Debt can be overwhelming. For that reason, our Licensed Insolvency Trustees are always here for you. let’s discuss the options available to you. Your debt-free future starts now.
With the steadily increasing record levels of consumer debt amongst Canadians, as a Licensed Insolvency Trustee, I am surprised by the number of people who contact me without having ever obtained their own credit report. One reason for this is certainly that they are simply unsure of
how to obtain their credit report.
Another viable reason could be that many people are not sure what a credit report is and what information appears on their credit report.
It is a summary of your credit history. This will be a history of your use of credit (such as a credit card, personal loan, line of credit and even use of a “buy now, pay later” offer). Lenders send information about your accounts to the credit reporting agencies. Your credit report also includes personal information that is available in public records, such as a bankruptcy or Consumer Proposal.
I recommend that everyone obtain their credit report (from both Equifax and TransUnion) and review it carefully. I also recommend frequently obtaining copies of one’s credit report (at least once per year) in order to better understand how use of credit is affecting the credit record and credit score and to also identify any errors that need to be corrected (yes, these do occur and can be corrected). For more information on credit reports and credit scores do visit the website of the
Financial Consumer Agency of Canada.
Gord Neudorf is a Licenced Insolvency Trustee within our Winnipeg location. To learn more about how MNP Debt can help you, contact our local office at 204.336.6167.
Our team of Licensed Insolvency Trustees will help you
explore the debt relief options available to you and
together we will find the solution that best fits your
situation. Set up your FREE, no obligation consultation
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*310-DEBT doesn’t operate in MB, NW ON and QC.
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