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Even while many Canadian consumers are struggling under a sluggish economy and increased unemployment, many were not deterred from sloshing into the snow to hit the stores for seemingly ‘once in a lifetime’ deals. And given the weakened economy – how were consumers covering the costs of their purchases? Why credit of course! While credit may be a great and reliable tool in a pinch, relying on it to help you capitalize on sales season could end up costing you in the long run. Sure, you may end up saving 30% on an item today, but if that credit card bill goes months without being paid off – what is the accrued interest on your spend? In order to really get the most out of seasonal sales, the best form of payment – is good old fashioned cash.
CTV Regina recently posted an original article and interview with MNP’s Ian Schofield speaking to the potential long-term expense of using credit to cover purchases. The article can be found online
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*310-DEBT doesn’t operate in MB, NW ON and QC.
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